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Act! vs Payoneer: 2026 Comparison

Act! Payoneer
Overview A long-standing CRM and marketing automation platform trusted by small and midsize businesses for over 35 years. A global payment platform for cross-border commerce enabling businesses and freelancers to send and receive international payments.
Pricing Subscription ($30-$50/user/month) Pay_per_use (1-3% per transaction)
Key Features
  • Contact management
  • Opportunity tracking
  • Marketing automation
  • Custom dashboards
  • Mobile access
  • Integration
  • emarketing
  • Calendar management
  • International payments
  • Multi-currency receiving
  • Working capital
  • Marketplace payments
  • Mass payouts
  • Currency conversion
  • Virtual bank accounts
  • Tax solutions
Pros
  • Long track record
  • On-premise option
  • Good for small businesses
  • Established user base
  • Global payment network
  • Marketplace integrations
  • Working capital
  • Multi-currency accounts
Cons
  • Interface feels dated
  • Limited modern integrations
  • Marketing features are basic
  • Mobile app is limited
  • Transaction fees
  • Complex fee structure
  • Account verification slow
  • Customer support mixed