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Affinity Publisher vs Divvy (BILL Spend and Expense): 2026 Comparison

Affinity Publisher Divvy (BILL Spend and Expense)
Overview A professional desktop publishing application for creating books, magazines, brochures, and marketing materials. A free expense management and corporate card platform now part of BILL with real-time budgeting and automated reporting.
Pricing One_time ($69.99) Free (Free (revenue from interchange))
Key Features
  • Master pages
  • Advanced typography
  • Data merge
  • IDML import
  • Preflight checks
  • PDF/X export
  • Linked files
  • Table support
  • Corporate cards
  • Real-time budgets
  • Expense management
  • Automated reporting
  • Receipt capture
  • Approval workflows
  • Virtual cards
  • Accounting sync
Pros
  • One-time purchase
  • Professional layout tools
  • IDML compatibility
  • Fast performance
  • Completely free
  • Real-time budgeting
  • Good approval workflows
  • Virtual cards
Cons
  • Smaller feature set than InDesign
  • Less industry adoption
  • Fewer templates
  • Limited plugin ecosystem
  • BILL acquisition changes
  • Limited card rewards
  • Requires credit approval
  • US only

Affinity Publisher

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Divvy (BILL Spend and Expense)

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