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Agile CRM vs Divvy (BILL Spend and Expense): 2026 Comparison

Agile CRM Divvy (BILL Spend and Expense)
Overview An all-in-one CRM offering sales, marketing, and service automation for small and medium businesses. A free expense management and corporate card platform now part of BILL with real-time budgeting and automated reporting.
Pricing Freemium (Free-$47.99/user/month) Free (Free (revenue from interchange))
Key Features
  • Contact management
  • Deal tracking
  • Telephony
  • Email campaigns
  • Landing pages
  • Helpdesk
  • Social monitoring
  • Web analytics
  • Corporate cards
  • Real-time budgets
  • Expense management
  • Automated reporting
  • Receipt capture
  • Approval workflows
  • Virtual cards
  • Accounting sync
Pros
  • Affordable all-in-one solution
  • Good free plan
  • Marketing automation included
  • Easy to set up
  • Completely free
  • Real-time budgeting
  • Good approval workflows
  • Virtual cards
Cons
  • Interface feels outdated
  • Customer support is slow
  • Can be buggy
  • Limited integrations
  • BILL acquisition changes
  • Limited card rewards
  • Requires credit approval
  • US only

Agile CRM

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Divvy (BILL Spend and Expense)

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