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Airbase vs Wave: 2026 Comparison

Airbase Wave
Overview A comprehensive spend management platform combining corporate cards, bill pay, expense reimbursements, and procurement. A free accounting and invoicing software for small businesses and freelancers with optional paid payroll and payment processing.
Pricing Subscription (Custom pricing) Freemium (Free (accounting) + paid add-ons)
Key Features
  • Corporate cards
  • Bill pay
  • Expense management
  • Procurement
  • Virtual cards
  • Approval workflows
  • Accounting automation
  • Analytics
  • Accounting
  • Invoicing
  • Receipt scanning
  • Bank connections
  • Financial reports
  • Payment processing
  • Payroll
  • Multi-currency
Pros
  • Comprehensive spend management
  • Good approval workflows
  • Strong accounting sync
  • Virtual cards
  • Completely free accounting
  • Good invoicing
  • Easy to use
  • Receipt scanning
Cons
  • Expensive
  • Complex setup
  • Enterprise-focused
  • Custom pricing only
  • Limited features
  • Payroll costs extra
  • Payment processing fees
  • No inventory management