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Amazon SES vs Divvy (BILL Spend and Expense): 2026 Comparison

Amazon SES Divvy (BILL Spend and Expense)
Overview Amazon's scalable cloud email service for sending transactional and marketing emails at extremely low cost. A free expense management and corporate card platform now part of BILL with real-time budgeting and automated reporting.
Pricing Pay-per-use ($0.10/1000 emails) Free (Free (revenue from interchange))
Key Features
  • Email sending
  • Receiving
  • Templates
  • Configuration sets
  • Dedicated IPs
  • Event publishing
  • Corporate cards
  • Real-time budgets
  • Expense management
  • Automated reporting
  • Receipt capture
  • Approval workflows
  • Virtual cards
  • Accounting sync
Pros
  • Extremely affordable
  • Massive scale
  • AWS integration
  • Reliable
  • Completely free
  • Real-time budgeting
  • Good approval workflows
  • Virtual cards
Cons
  • Requires technical setup
  • Limited marketing features
  • No visual builder
  • BILL acquisition changes
  • Limited card rewards
  • Requires credit approval
  • US only

Amazon SES

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Divvy (BILL Spend and Expense)

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