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Amazon SES vs Melio: 2026 Comparison

Amazon SES Melio
Overview Amazon's scalable cloud email service for sending transactional and marketing emails at extremely low cost. A free B2B payment platform for small businesses to pay vendors by bank transfer or card and manage accounts payable.
Pricing Pay-per-use ($0.10/1000 emails) Freemium (Free (2.9% for card payments))
Key Features
  • Email sending
  • Receiving
  • Templates
  • Configuration sets
  • Dedicated IPs
  • Event publishing
  • Bill payments
  • ACH transfers
  • Card payments
  • Approval workflows
  • Vendor management
  • Scheduling
  • Accounting sync
  • Batch payments
Pros
  • Extremely affordable
  • Massive scale
  • AWS integration
  • Reliable
  • Free for bank transfers
  • Easy to use
  • Good for small businesses
  • Pay by card earn rewards
Cons
  • Requires technical setup
  • Limited marketing features
  • No visual builder
  • Card payment fees
  • Limited AP automation
  • US only
  • Basic reporting