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Auth0 vs Divvy (BILL Spend and Expense): 2026 Comparison

Auth0 Divvy (BILL Spend and Expense)
Overview A flexible authentication and authorization platform for building secure login experiences with social, passwordless, and MFA support. A free expense management and corporate card platform now part of BILL with real-time budgeting and automated reporting.
Pricing Freemium (Free-$23/1K MAU) Free (Free (revenue from interchange))
Key Features
  • Universal Login
  • Social connections
  • MFA
  • Passwordless
  • SSO
  • RBAC
  • Breached password detection
  • Extensibility
  • Corporate cards
  • Real-time budgets
  • Expense management
  • Automated reporting
  • Receipt capture
  • Approval workflows
  • Virtual cards
  • Accounting sync
Pros
  • Comprehensive auth solution
  • Many social providers
  • Good documentation
  • Flexible rules
  • Completely free
  • Real-time budgeting
  • Good approval workflows
  • Virtual cards
Cons
  • Expensive at scale
  • Complex pricing
  • Can be overkill
  • Okta acquisition concerns
  • BILL acquisition changes
  • Limited card rewards
  • Requires credit approval
  • US only

Auth0

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Divvy (BILL Spend and Expense)

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