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Baremetrics vs Divvy (BILL Spend and Expense): 2026 Comparison

Baremetrics Divvy (BILL Spend and Expense)
Overview A subscription analytics and insights platform providing real-time MRR, churn, LTV, and forecasting for SaaS businesses. A free expense management and corporate card platform now part of BILL with real-time budgeting and automated reporting.
Pricing Subscription ($108-$450/month) Free (Free (revenue from interchange))
Key Features
  • MRR tracking
  • Churn analysis
  • LTV calculation
  • Forecasting
  • Trial insights
  • Cancellation insights
  • Benchmarks
  • Slack integration
  • Corporate cards
  • Real-time budgets
  • Expense management
  • Automated reporting
  • Receipt capture
  • Approval workflows
  • Virtual cards
  • Accounting sync
Pros
  • Beautiful dashboards
  • Real-time metrics
  • Good forecasting
  • Easy to set up
  • Completely free
  • Real-time budgeting
  • Good approval workflows
  • Virtual cards
Cons
  • Expensive for the features
  • Limited to payment processors
  • Fewer features than competitors
  • Small team
  • BILL acquisition changes
  • Limited card rewards
  • Requires credit approval
  • US only

Baremetrics

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Divvy (BILL Spend and Expense)

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