Gifts

Culture

Reviews

Local Spots

Bench vs Wave: 2026 Comparison

Bench Wave
Overview An online bookkeeping service combining proprietary software with human bookkeepers for small business accounting. A free accounting and invoicing software for small businesses and freelancers with optional paid payroll and payment processing.
Pricing Subscription ($299-$499/month) Freemium (Free (accounting) + paid add-ons)
Key Features
  • Dedicated bookkeeper
  • Monthly financial statements
  • Tax-ready financials
  • Catch-up bookkeeping
  • Year-end tax package
  • Dashboard
  • Income and expense overview
  • 1099 contractors
  • Accounting
  • Invoicing
  • Receipt scanning
  • Bank connections
  • Financial reports
  • Payment processing
  • Payroll
  • Multi-currency
Pros
  • Human bookkeeper included
  • Tax-ready financials
  • Hands-off approach
  • Clean dashboard
  • Completely free accounting
  • Good invoicing
  • Easy to use
  • Receipt scanning
Cons
  • Expensive
  • Limited to bookkeeping
  • No invoicing
  • US only
  • Limited features
  • Payroll costs extra
  • Payment processing fees
  • No inventory management