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BigCommerce vs Divvy (BILL Spend and Expense): 2026 Comparison

BigCommerce Divvy (BILL Spend and Expense)
Overview An enterprise-grade e-commerce platform with built-in features for scaling online businesses without transaction fees. A free expense management and corporate card platform now part of BILL with real-time budgeting and automated reporting.
Pricing Subscription ($39-$399/month) Free (Free (revenue from interchange))
Key Features
  • Multi-channel selling
  • No transaction fees
  • Built-in SEO
  • Headless commerce
  • B2B features
  • Payment integrations
  • Custom checkout
  • Analytics
  • Corporate cards
  • Real-time budgets
  • Expense management
  • Automated reporting
  • Receipt capture
  • Approval workflows
  • Virtual cards
  • Accounting sync
Pros
  • No transaction fees
  • Strong built-in features
  • Multi-storefront support
  • Good SEO tools
  • Completely free
  • Real-time budgeting
  • Good approval workflows
  • Virtual cards
Cons
  • Annual sales thresholds per plan
  • Fewer themes than Shopify
  • Steeper learning curve
  • BILL acquisition changes
  • Limited card rewards
  • Requires credit approval
  • US only

BigCommerce

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Divvy (BILL Spend and Expense)

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