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BigCommerce vs Melio: 2026 Comparison

BigCommerce Melio
Overview An enterprise-grade e-commerce platform with built-in features for scaling online businesses without transaction fees. A free B2B payment platform for small businesses to pay vendors by bank transfer or card and manage accounts payable.
Pricing Subscription ($39-$399/month) Freemium (Free (2.9% for card payments))
Key Features
  • Multi-channel selling
  • No transaction fees
  • Built-in SEO
  • Headless commerce
  • B2B features
  • Payment integrations
  • Custom checkout
  • Analytics
  • Bill payments
  • ACH transfers
  • Card payments
  • Approval workflows
  • Vendor management
  • Scheduling
  • Accounting sync
  • Batch payments
Pros
  • No transaction fees
  • Strong built-in features
  • Multi-storefront support
  • Good SEO tools
  • Free for bank transfers
  • Easy to use
  • Good for small businesses
  • Pay by card earn rewards
Cons
  • Annual sales thresholds per plan
  • Fewer themes than Shopify
  • Steeper learning curve
  • Card payment fees
  • Limited AP automation
  • US only
  • Basic reporting