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BigCommerce vs PayPal Business: 2026 Comparison

BigCommerce PayPal Business
Overview An enterprise-grade e-commerce platform with built-in features for scaling online businesses without transaction fees. A global payment platform for businesses offering online payments, invoicing, and working capital with buyer protection.
Pricing Subscription ($39-$399/month) Pay_per_use (2.99% + 49c per transaction)
Key Features
  • Multi-channel selling
  • No transaction fees
  • Built-in SEO
  • Headless commerce
  • B2B features
  • Payment integrations
  • Custom checkout
  • Analytics
  • Online payments
  • Invoicing
  • Pay Later options
  • Checkout buttons
  • Recurring payments
  • Multi-currency
  • Buyer protection
  • Business debit card
Pros
  • No transaction fees
  • Strong built-in features
  • Multi-storefront support
  • Good SEO tools
  • Global brand trust
  • Easy integration
  • Pay Later increases conversion
  • Multi-currency
Cons
  • Annual sales thresholds per plan
  • Fewer themes than Shopify
  • Steeper learning curve
  • High transaction fees
  • Account holds
  • Dispute process favors buyers
  • Complex fee structure

BigCommerce

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PayPal Business

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