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Bigin by Zoho vs Wave: 2026 Comparison

Bigin by Zoho Wave
Overview A pipeline-centric micro CRM by Zoho designed for small businesses that need simple deal tracking without complexity. A free accounting and invoicing software for small businesses and freelancers with optional paid payroll and payment processing.
Pricing Freemium (Free-$12/user/month) Freemium (Free (accounting) + paid add-ons)
Key Features
  • Pipeline management
  • Built-in telephony
  • Email integration
  • Workflow automation
  • Connected pipelines
  • Team pipelines
  • Mobile app
  • Custom dashboards
  • Accounting
  • Invoicing
  • Receipt scanning
  • Bank connections
  • Financial reports
  • Payment processing
  • Payroll
  • Multi-currency
Pros
  • Very affordable
  • Simple and focused
  • Zoho ecosystem
  • Good mobile app
  • Completely free accounting
  • Good invoicing
  • Easy to use
  • Receipt scanning
Cons
  • Very basic features
  • Limited customization
  • Not for growing teams
  • Minimal reporting
  • Limited features
  • Payroll costs extra
  • Payment processing fees
  • No inventory management