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Bigin by Zoho vs Wise Business: 2026 Comparison

Bigin by Zoho Wise Business
Overview A pipeline-centric micro CRM by Zoho designed for small businesses that need simple deal tracking without complexity. A multi-currency business account offering international transfers at the real exchange rate with low transparent fees.
Pricing Freemium (Free-$12/user/month) Pay_per_use (Low fees per transfer)
Key Features
  • Pipeline management
  • Built-in telephony
  • Email integration
  • Workflow automation
  • Connected pipelines
  • Team pipelines
  • Mobile app
  • Custom dashboards
  • Multi-currency account
  • Real exchange rate
  • International transfers
  • Debit cards
  • Batch payments
  • API
  • Accounting integrations
  • Invoicing
Pros
  • Very affordable
  • Simple and focused
  • Zoho ecosystem
  • Good mobile app
  • Real exchange rate
  • Very low fees
  • Multi-currency holding
  • Transparent pricing
Cons
  • Very basic features
  • Limited customization
  • Not for growing teams
  • Minimal reporting
  • Not a full bank
  • Limited lending
  • Transfer limits
  • Some features US-only

Bigin by Zoho

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Wise Business

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