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Bigin by Zoho vs Xero: 2026 Comparison

Bigin by Zoho Xero
Overview A pipeline-centric micro CRM by Zoho designed for small businesses that need simple deal tracking without complexity. A cloud-based accounting platform popular with small businesses and their accountants with beautiful invoicing and bank feeds.
Pricing Freemium (Free-$12/user/month) Subscription ($15-$78/month)
Key Features
  • Pipeline management
  • Built-in telephony
  • Email integration
  • Workflow automation
  • Connected pipelines
  • Team pipelines
  • Mobile app
  • Custom dashboards
  • Bank reconciliation
  • Invoicing
  • Bill pay
  • Expense claims
  • Project tracking
  • Multi-currency
  • Payroll
  • Reporting
Pros
  • Very affordable
  • Simple and focused
  • Zoho ecosystem
  • Good mobile app
  • Clean interface
  • Great bank feeds
  • Good for accountants
  • Multi-currency built-in
Cons
  • Very basic features
  • Limited customization
  • Not for growing teams
  • Minimal reporting
  • Limited users on lower plans
  • US payroll via Gusto
  • Inventory basic
  • Learning curve for non-accountants