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Bonsai vs Paddle: 2026 Comparison

Bonsai Paddle
Overview An all-in-one business management platform for freelancers and agencies with proposals, contracts, invoicing, and accounting. A merchant of record platform for SaaS companies handling payments, tax compliance, and subscription billing globally.
Pricing Subscription ($21-$52/month) Pay_per_use (5% + 50c per transaction)
Key Features
  • Proposals
  • Contracts
  • Invoicing
  • Accounting
  • Tax prep
  • Time tracking
  • Task management
  • Client CRM
  • Merchant of record
  • Global tax compliance
  • Subscription billing
  • Checkout
  • Invoicing
  • Revenue recovery
  • Analytics
  • Dunning
Pros
  • All-in-one for freelancers
  • Good contract templates
  • Tax estimation
  • Professional proposals
  • Handles tax globally
  • Merchant of record
  • Easy setup
  • Revenue recovery
Cons
  • Limited for larger businesses
  • Some features basic
  • Fewer integrations
  • US tax features only
  • 5% transaction fee
  • Limited customization
  • Paddle branding on invoices
  • Payout delays