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Bookkeeper360 vs Wave: 2026 Comparison

Bookkeeper360 Wave
Overview A technology-powered bookkeeping and accounting service for small businesses with dedicated bookkeepers and advisory. A free accounting and invoicing software for small businesses and freelancers with optional paid payroll and payment processing.
Pricing Subscription ($399-$899/month) Freemium (Free (accounting) + paid add-ons)
Key Features
  • Dedicated bookkeeper
  • Monthly financials
  • Payroll
  • Tax prep
  • Advisory
  • Dashboard
  • App integration
  • CFO services
  • Accounting
  • Invoicing
  • Receipt scanning
  • Bank connections
  • Financial reports
  • Payment processing
  • Payroll
  • Multi-currency
Pros
  • Dedicated bookkeeper
  • Technology-powered
  • Advisory included
  • Good dashboard
  • Completely free accounting
  • Good invoicing
  • Easy to use
  • Receipt scanning
Cons
  • Expensive
  • US only
  • Limited self-service
  • Contract commitments
  • Limited features
  • Payroll costs extra
  • Payment processing fees
  • No inventory management