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ActiveCampaign CRM vs Melio: 2026 Comparison

ActiveCampaign CRM Melio
Overview A CRM with powerful email marketing and marketing automation that excels at customer experience automation. A free B2B payment platform for small businesses to pay vendors by bank transfer or card and manage accounts payable.
Pricing Subscription ($19-$149/user/month) Freemium (Free (2.9% for card payments))
Key Features
  • Sales automation
  • Email marketing
  • Lead scoring
  • Win probability
  • Pipeline management
  • Site tracking
  • Attribution reporting
  • Split automations
  • Bill payments
  • ACH transfers
  • Card payments
  • Approval workflows
  • Vendor management
  • Scheduling
  • Accounting sync
  • Batch payments
Pros
  • Best-in-class marketing automation
  • Excellent email deliverability
  • Powerful segmentation
  • Good value for features
  • Free for bank transfers
  • Easy to use
  • Good for small businesses
  • Pay by card earn rewards
Cons
  • CRM is secondary to marketing tools
  • Can be complex to set up
  • Reporting could be improved
  • No free plan
  • Card payment fees
  • Limited AP automation
  • US only
  • Basic reporting

ActiveCampaign CRM

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Melio

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