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Apollo.io vs Divvy (BILL Spend and Expense): 2026 Comparison

Apollo.io Divvy (BILL Spend and Expense)
Overview Apollo.io is an all-in-one sales intelligence and engagement platform with a database of over 275 million contacts. It combines prospecting, enrichment, and outreach automation in a single workflow. A free expense management and corporate card platform now part of BILL with real-time budgeting and automated reporting.
Pricing Freemium ($0-99/mo) Free (Free (revenue from interchange))
Key Features
  • Contact database
  • email sequencing
  • dialer
  • LinkedIn integration
  • buying intent signals
  • data enrichment
  • CRM sync
  • lead scoring
  • Corporate cards
  • Real-time budgets
  • Expense management
  • Automated reporting
  • Receipt capture
  • Approval workflows
  • Virtual cards
  • Accounting sync
Pros
  • Massive contact database
  • Generous free tier
  • All-in-one platform
  • Good data accuracy
  • Completely free
  • Real-time budgeting
  • Good approval workflows
  • Virtual cards
Cons
  • Data can be outdated for smaller companies
  • UI can feel cluttered
  • Email deliverability issues at scale
  • BILL acquisition changes
  • Limited card rewards
  • Requires credit approval
  • US only

Apollo.io

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Divvy (BILL Spend and Expense)

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