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Apptivo vs Emburse (Certify + Abacus): 2026 Comparison

Apptivo Emburse (Certify + Abacus)
Overview A comprehensive suite of cloud business apps including CRM, project management, invoicing, and supply chain tools. A unified expense management platform combining Certify, Abacus, Nexonia, and Chrome River for businesses of all sizes.
Pricing Freemium (Free-$20/user/month) Subscription (Starting at $12/user/month)
Key Features
  • CRM
  • Project management
  • Invoicing
  • Supply chain
  • HR management
  • Custom apps
  • Email marketing
  • Procurement
  • Expense reports
  • Receipt capture
  • Corporate cards
  • Travel management
  • AP automation
  • Approval workflows
  • Analytics
  • ERP integration
Pros
  • Very affordable
  • Comprehensive suite
  • Customizable
  • Good mobile app
  • Multiple product options
  • Scalable
  • Good receipt capture
  • Strong AP automation
Cons
  • Interface can be confusing
  • Support response times
  • Less polished than competitors
  • Learning curve for full suite
  • Complex product portfolio
  • Integration between products
  • Pricing varies
  • Brand confusion

Apptivo

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Emburse (Certify + Abacus)

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