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Brex vs Capsule: 2026 Comparison

Brex Capsule
Overview A financial platform for startups and growing companies offering corporate cards, expense management, and bill pay with no personal guarantee. A smart and simple CRM that helps small businesses manage contacts, sales opportunities, and tasks efficiently.
Pricing Freemium (Free-$12/user/month) Freemium (Free-$54/user/month)
Key Features
  • Corporate cards
  • Expense management
  • Bill pay
  • Reimbursements
  • Travel
  • Budgets
  • Accounting integrations
  • Rewards
  • Contact management
  • Sales pipeline
  • Task management
  • Email integration
  • Custom fields
  • Sales analytics
  • Project boards
  • Data enrichment
Pros
  • No personal guarantee
  • Real-time expense tracking
  • Good integrations
  • Travel features
  • Clean and simple interface
  • Affordable
  • Good integrations
  • Easy to learn
Cons
  • Requires business bank account
  • Limited to funded startups
  • Rewards have changed
  • Customer support varies
  • Limited advanced features
  • Basic reporting
  • Free plan is very limited
  • No built-in marketing tools