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Brex vs Chanty: 2026 Comparison

Brex Chanty
Overview A financial platform for startups and growing companies offering corporate cards, expense management, and bill pay with no personal guarantee. Simple team chat platform with built-in task management, voice messages, and file sharing for small teams.
Pricing Freemium (Free-$12/user/month) Freemium ($0-4/mo)
Key Features
  • Corporate cards
  • Expense management
  • Bill pay
  • Reimbursements
  • Travel
  • Budgets
  • Accounting integrations
  • Rewards
  • Team chat
  • Task management
  • Voice messages
  • Video calls
  • File sharing
  • Kanban
  • Threads
Pros
  • No personal guarantee
  • Real-time expense tracking
  • Good integrations
  • Travel features
  • Affordable
  • Simple interface
  • Built-in tasks
  • Good free tier
Cons
  • Requires business bank account
  • Limited to funded startups
  • Rewards have changed
  • Customer support varies
  • Limited features
  • Small platform
  • Basic video