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Brex vs Clerk: 2026 Comparison

Brex Clerk
Overview A financial platform for startups and growing companies offering corporate cards, expense management, and bill pay with no personal guarantee. A complete user management and authentication platform for modern web applications with embeddable UI components.
Pricing Freemium (Free-$12/user/month) Freemium (Free-$25/month + MAU)
Key Features
  • Corporate cards
  • Expense management
  • Bill pay
  • Reimbursements
  • Travel
  • Budgets
  • Accounting integrations
  • Rewards
  • Embeddable components
  • Social login
  • MFA
  • Organizations
  • User profiles
  • Session management
  • Webhooks
  • React and Next.js SDKs
Pros
  • No personal guarantee
  • Real-time expense tracking
  • Good integrations
  • Travel features
  • Beautiful prebuilt components
  • Easy to integrate
  • Great DX
  • Modern stack focus
Cons
  • Requires business bank account
  • Limited to funded startups
  • Rewards have changed
  • Customer support varies
  • Vendor lock-in
  • Can be expensive at scale
  • Limited customization
  • React/Next.js focused