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Brex vs Convex: 2026 Comparison

Brex Convex
Overview A financial platform for startups and growing companies offering corporate cards, expense management, and bill pay with no personal guarantee. A reactive backend-as-a-service with real-time database, serverless functions, and file storage for TypeScript developers.
Pricing Freemium (Free-$12/user/month) Freemium (Free-$25/month)
Key Features
  • Corporate cards
  • Expense management
  • Bill pay
  • Reimbursements
  • Travel
  • Budgets
  • Accounting integrations
  • Rewards
  • Reactive database
  • Serverless functions
  • File storage
  • Scheduled functions
  • Authentication
  • Real-time sync
  • TypeScript-native
  • ACID transactions
Pros
  • No personal guarantee
  • Real-time expense tracking
  • Good integrations
  • Travel features
  • True real-time reactivity
  • TypeScript-native
  • ACID transactions
  • Great developer experience
Cons
  • Requires business bank account
  • Limited to funded startups
  • Rewards have changed
  • Customer support varies
  • Newer platform
  • Vendor lock-in
  • Limited query language
  • Smaller community