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Brex vs Lofty: 2026 Comparison

Brex Lofty
Overview A financial platform for startups and growing companies offering corporate cards, expense management, and bill pay with no personal guarantee. An AI-powered real estate platform formerly known as Chime that offers CRM, IDX, and smart automation for lead conversion.
Pricing Freemium (Free-$12/user/month) Subscription (Custom pricing)
Key Features
  • Corporate cards
  • Expense management
  • Bill pay
  • Reimbursements
  • Travel
  • Budgets
  • Accounting integrations
  • Rewards
  • AI assistant
  • CRM
  • IDX website
  • Lead generation
  • Behavioral automation
  • Smart plans
  • Power dialer
  • Reporting
Pros
  • No personal guarantee
  • Real-time expense tracking
  • Good integrations
  • Travel features
  • AI-driven automation
  • Good lead nurturing
  • Modern interface
  • Comprehensive platform
Cons
  • Requires business bank account
  • Limited to funded startups
  • Rewards have changed
  • Customer support varies
  • Expensive
  • Rebranded from Chime
  • Complex pricing
  • Real estate only