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Brex vs Namely: 2026 Comparison

Brex Namely
Overview A financial platform for startups and growing companies offering corporate cards, expense management, and bill pay with no personal guarantee. A mid-market HR platform offering payroll, benefits, talent management, and compliance with a modern employee experience.
Pricing Freemium (Free-$12/user/month) Subscription (Starting at $9/employee/month)
Key Features
  • Corporate cards
  • Expense management
  • Bill pay
  • Reimbursements
  • Travel
  • Budgets
  • Accounting integrations
  • Rewards
  • HR management
  • Payroll
  • Benefits
  • Time tracking
  • Performance management
  • Onboarding
  • Compliance
  • Analytics
Pros
  • No personal guarantee
  • Real-time expense tracking
  • Good integrations
  • Travel features
  • Modern interface
  • Good mid-market fit
  • Benefits administration
  • Employee self-service
Cons
  • Requires business bank account
  • Limited to funded startups
  • Rewards have changed
  • Customer support varies
  • Growing pains
  • Support quality varies
  • Limited customization
  • Payroll issues reported